I sold right before the big dip February. With over 50 holdings it may be a daunting task to manage this many companies in your portfolio. M1 Finance has a profile page on the Better Business Bureau’s (BBB) website. When investing with a firm that is a member of the Securities Investor Protection Corporation (“SIPC”), investors accounts are protected for up to $500,000. The way M1 Finance works is through a process it calls Pie Investing. This is a very long read for reddit. It’s a long post with a lot of details but It has been over the past year that I have narrowed down what investing strategy I want to do. Press question mark to learn the rest of the keyboard shortcuts. This is the only robo-advisor which allows investors to buy individual stocks and funds. M1 Finance. The M1 Finance platform offers a free online investing platform and mobile app for its users. Press J to jump to the feed. I track 3 major benchmarks which blend growth and value across large, mid, and small-caps. And a some follow the same schedule more than others. Since then I have steadily put money into this portfolio. M1 Finance. It’s perfect for anyone that wants complete control over their investments and likes to set it and forget it. M1 has a large number of followers on social media and a huge and active community on Reddit. You will likely miss out on growth. Dividends — All dividend income will be reinvested in your portfolio once it reaches at least $10. M1 Finance makes money through common revenue streams – interest on cash, interest on lending securities, interest on margin loans (M1 Borrow), and annual fees for M1 Plus memberships. I was thinking about transfering my stocks from another brokerage account, how would they reblance the pie, will it force me to sell? Additionally, the selling of stocks that can’t keep their dividend performance is a natural way to filter out weak holdings in your portfolio, which is exactly what the goal is from the start. I’ve explained how I pick stocks. Reddit gives you the best of the internet in one place. M1 Finance Twitter. M1 Finance is a free service which means it does not charge trading or commission fees. If you don't need account types like Solo 401(k), SIMPLE IRA, custodial, and 529, and if you want access to fractional shares, automatic rebalancing, and cheaper margin, M1 Finance is the better choice, especially for novice investors. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Finance and Webull both have solid mobile apps for both Apple iOS and Android. And the account value during the time. What is M1 Finance? Unofficial subreddit for M1 Finance, the smart way to invest. Quick question since I wasnt clear, did you start with 2k and then added 1k to your portfolio each month (thought that came up earlier in the thread), or did you grow the 2k to 20k based solely on earnings? M1 Finance offers free investing; plain and simple. I have my own deposits along with the cash flow of my holdings helping to build up bigger positions. M1 provides simple and easy to understand definitions of the most important financial terms. M1 Finance Twitter. With M1, you can create a custom portfolio or you can go with something that’s ready-made and requires no work on your part. That is what I will hit on next. Low div yield is great for taxable accounts. The interest rate for these changes with the current market rates. For the sake of transparency, I do not do this inside of M1 at this time. Learn more about 401ks, 529 plans, FINRA, SIPC, dividends, mutual funds, a line of credit, investment planning, retirement strategie… M1 Finance has a beautifully simple and intuitive interface. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates. Luckily with M1 we have the tools to easily create enough diversification in holdings that even if a handful of my holdings did fall It wouldn’t do too much damage to my overall portfolio. M1 Finance Intelligent Investment Platform. M1 Finance is an investing platform focused on long term investing in a relatively passive way. This was a case of incidental market timing. Great write up! Who is M1 Finance for? M1 has a more intuitive interface and is better suited for beginner investors. It started its journey to make investing more accessible by offering an easy to use portfolio builder, intelligent automatic re-balancing tool and other innovative features without having users to pay commissions or markups on any trades ever. There are of course exceptions in every category but this is a risk, missing out of growth is to be expected. You must have a minimum account value of $100 to open an investing account on M1 Finance. I had some free time so I actually wanted to outline how i'm building my portfolio and thought this may be interesting to others. Thousands of people have downloaded M1’s mobile investing app on the Apple App Store and Google Play, and M1 has earned high star ratings on both platforms because of its ease of use, the ability to invest in fractional shares, and the ability to invest for free. Cookies help us deliver our Services. There is one complaint on the company’s profile, which was resolved to the customer’s satisfaction in December of 2016. M1 has a large number of followers on social media and a huge and active community on Reddit. M1 Finance is a free automated investing platform. If M1 had come up with a hair-brained scheme to offer above-market returns on a savings account, assuring everyone that it is SIPC-insured, more people would know about M1 Finance. I only hold bonds currently because I want some asset I could easily liquidate if I ever needed money for an emergency beyond my savings. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates. Or we enter a bear market, do you hedge or keep focusing on putting money into the market. They do have some differences, however, and one of the ways they differ is in what they choose to emphasize for their clients.Betterment is a goals-based robo-advisor. This is a very long read for reddit. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. Press J to jump to the feed. Fun. Reddit has thousands of vibrant communities with people that share your interests. M1 Finance r/ M1Finance. Curious why you do not choose to add an ETF to your portfolio. M1 Finance vs. Wealthsimple – Summary and Conclusion. This helps investors who may be prone to rash decisions, getting wrapped up in the day-to-day fuzz of fed rates, tariffs, etc that causes many short term fluctuations in asset prices. So keep in mind the "growth" is concerning your dividends increasing not your valuation increasing. M1 Finance is a free service which means it does not charge trading or commission fees. Investing Simple readers will get 1 free stock when signing up with Webull! Great job and thanks for the info. Pies are basically portfolios made up of multiple individual stocks or ETFs. The current yield of the entire portfolio is 3.8%. They offer two other services known as M1 Borrow and M1 Spend, which do have some fees.. M1 Borrow is a portfolio line of credit or a loan against your securities. Seems way too good to be true as I’m getting the same thing minus any expense ratios as long as I tune in for the semiannual rebalances of the funds. M1 Finance was founded in Chicago, Illinois in 2015 by CEO Brian Barnes. M1 Finance will be easier to navigate than TD Ameritrade for beginner investors. I invested in Betterment before I learned about M1 Finance. With SPG even though the yield is not currently nearly as high, it is a more predictable and moderate growth. M1 Finance Review: If you are a buy-and-hold investor who wants control over your investments plus the benefits of an automated investment management service, M1 Finance might well be the holy grail you have been looking for because it’s a combination of a broker and a robo-advisor. Additionally, M1 Finance doesn't offer mutual funds. That is a downside and something to be considered when choosing investing strategies. By using our Services or clicking I agree, you agree to our use of cookies. I don’t have a single holding that does not pay out part of its cash flow. If you are leaving out the “growth” part you would pick BLK. By using our Services or clicking I agree, you agree to our use of cookies. There are no fees associated with M1 Invest. However, what if a stock takes a huge hit like GE. Adhere to the sitewide rules and reddiquette. So don’t get the impression i’m acting as though i’m outlining some insight only I have. Sorry for all the questions. M1 Finance is perhaps best known for offering free trades and no-fee ETFs. Here is a Follow up to this post if you are interested in following this investment strategy: https://youtu.be/GGiI0CjFeiA. Do you have any favorite spreadsheets you'd like to share? During this time, I was experimenting with different robo-investors, including Wealthfront, Sofi, WiseBanyan. Alternatively, find out what’s trending across all of Reddit on r/popular. Like the ones for tracking your monthly statements and showing the trend on graphs? I will be keeping this up to date and i’m excited to continue to see the trend of my dividend income growing. If I were to add this into a portfolio in M1 I think I’d do it as a manual buy order and not add it to a pie that is reinvested in automatically via dividend reinvestment because in my opinion you want to ensure you purchase CEFs as discount to NAV as opposed to doing DCA. Log In Sign Up. Early on I invested into the big tech names like Amazon and Apple and made really good returns. And best of all, the service is completely free! M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates. These two are basically the only reasons I would sell one of my holdings. But I will be showing you examples of how I identify stocks I want to invest in. You can also see more financial articles on our other educational articles pages. There are no fees when using the platform for investing in individual stocks or exchange-traded funds, or for utilizing its robo advisor services. This can enforce sell-low behavior, selling stocks off after they have already tumbled and then decide to slash their dividends. In most cases, the ideal user for M1 Finance is someone who is a somewhat passive investor, relatively fee sensitive and does not want to spend a significant time managing their investments. If I setup a smart transfer to automatically transfer my dividends (any time the balance is above $0) to another account, my understanding is that this transfer will happen before any automatic purchases. very interesting and informative. Interactive Brokers is more suited for traders and allows the trading of stocks, ETF’s, options, and futures contracts, as well as forex, among other things.. M1, on the other hand, doesn’t have these things, and is better suited for long-term buy-and-hold investors of stocks and ETF’s. M1 Finance is great for both beginner and seasoned long-term investors who want full portfolio control, zero fees, and access to cheap margin. I’m excited to get to the first month where one month is over $100 in dividends. I have them turned on for my portfolio and I created a filter in gmail to filter the ones specifically for dividends, and to automatically delete others. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates. M1 Finance offers commission-free stock and ETF trading; Fidelity offers commission-free stock, ETF, and options trades; M1 Finance account minimum $100 ($500 for retirement accounts) M1 Finance offers a list of prebuilt portfolios, "expert pies" completely free of management costs; Fidelity Go is a roboadvisor offered by Fidelity with a $0 … You can find these charts under the dividends section on seeking alpha. M1 Finance will be easier to navigate than ETRADE for novice investors. Here is each month so far, the amount I was paid in dividends. M1 Spend, which launched in spring 2020, sweeps your excess cash into a … On top of that, once every 3 months I go through every holding and look to see if any company is having troubles. The dividends may not always be bigger the next month, but they should always be bigger than the same month of the previous year. This puts M1 Finance on the low end of minimums for robo-advisors, bested only by those who boast no … Of course this isn’t the only factor to look at. Hopefully at the very least this was somewhat interesting to read. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. Hot New Top Rising. Most high dividend paying companies are mature companies that are established and have large market share. So fair warning. It comes with automated balancing based on criteria an investor sets. r/M1Finance: Unofficial subreddit for M1 Finance, the smart way to invest. that are outlined here . Customer service should be comparable between the two platforms. When users make purchases on the M1 Spend debit card. thanks for sharing. That is okay, that is why it’s not only important to see the trend month to month, but also important to compare them year over year. It’s also fun to see new landmarks. Thanks! I thought others may find it interesting to see how i’m using the platform and how the first year has been so far. M1 Borrow. Also what is the reason behind such large increments towards REITs, what if it drops would the high dividends justify it? M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. Let’s say you have a pie that’s evenly divided between four different investments: Stock A, Security B, Stock C and Security D. If you fund your account with $400, each piece of the pie will get a $100 investment. I have been using m1 for almost exactly a year. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. And do we know if M1 plans to in the future? I guess the question is, if I set the limit to $0 can I still manually purchase to avoid the smart transfer moving the money I just deposited? How does M1 Finance make money if it's free to use? card classic compact. M1 Finance and Wealthsimple are both built for passive, long-term, buy-and-hold investing. Alternatively, find out what’s trending across all of Reddit on r/popular. Pied Piper obviously read "The Richest Man in Babylon"...nice post! They aren’t set in stone either. You do also need to look at how leveraged a business is, what industry it is in and its other overall fundamentals. Thanks for your reply in advance. The underlying story of the stock is deteriorating and I don’t see a future in the business model. M1 Finance offers a few extra goodies that Vanguard doesn’t have: an optional integrable checking account and debit card, dynamic rebalancing, and fractional shares. I had some free time so I actually wanted to outline how i'm building my portfolio and thought this may be interesting to others. I had to add the companies one-by-one from m1finance into seeking alpha and I gotta say that this is exactly the kind of pie I was looking for. Buy-and-hold investors know that over time some holdings grow more than others, causing portfolio … The interest rate for these changes with the current market rates. M1 Finance vs Fidelity: Summary. With TLH, robos automatically sell securities at a loss and rotate into different securities, generating tax write-offs while maintaining a comparable portfolio. Unlike Webull, M1 is not designed for day traders. Thanks for this! That is because different companies have different payout schedules. If you're a long-term buy-and-hold investor, if you don't need account types like Solo 401(k), SIMPLE IRA, custodial, and 529, and if you want access to fractional shares, free automatic rebalancing, and cheaper margin, M1 Finance is the better choice. Have you considered using small positions of CEFs to boost your overall dividend yield? M1 Finance vs. Interactive Brokers – Investment Products. Owned and operated by M1 Finance LLC, they are officially located at: 213 West Institute Place Suite #301, Chicago, Illinois 60610. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates. I pick my stocks, set up automatic withdrawals from my account, and let M1 do the rest for me. The other question is how do you keep up with the dividend news of these companies? Posted by 3 months ago. The highest yielding pie I have is real estate at 5.8% yield. Below is the link for my finalized daily dividend portfolio. Press question mark to learn the rest of the keyboard shortcuts. You want to avoid companies with scrambled and unpredictable dividends and filter those out for ones that are more predictable. From the premium M1 Plus membership. Pie. If anyone is familiar with dividend growth. I have allocated a lot to Real Estate and Utilities because they are the sectors that pay hefty dividends accompanied with constant dividend growth. Well, there’s a few ways. Interactive Brokers is more suited for traders and allows the trading of stocks, ETF’s, options, and futures contracts, as well as forex, among other things.. M1, on the other hand, doesn’t have these things, and is better suited for long-term buy-and-hold investors of stocks and ETF’s. M1 Finance offers most ETF’s and individual stocks. Actually, M1 Finance is free.They’re also all highly ranked robo-advisors on Robo-Advisor Pros and show up frequently on lists like best robo-advisors for millennials. Luckily M1 does remove a substantial burden in that it automatically takes care of the repurchasing of shares. Here are a couple examples. However a conservative defensive based passive investing strategy focused on cash flow that smoothens the ups and downs in the market while providing consistent moderate growth is more desirable to me than one that has extreme volatility. Hot. The account minimum to start investing with M1 Finance is only $100. M1's selection of "Pies", or curated investment allocations. M1 Finance Fees, Minimum & Account Types. One in 2009 where they cut dividends until recovering. Get a constantly updating feed of breaking news, fun stories, pics, memes, and videos just for you. As a dividend investor I should pick BLK right? If there is a major recession and a holding does a small to moderate cut to its dividend I may still hold it if the rest of the financials look good. There are more than one way dividend grow. Nothing to fiddle with on a daily basis. And during the 09 recession they cut their dividend by 2/3 compared to the 1/3rd that SPG cut theirs. 70% are in monthly payers that i consider relatively safe given their moderately high yield. The dividends are all over the place. This strategy gives structure to your investing instead of just randomly and emotionally picking stocks. Passionate about something niche? Using the platform is easy and in no time at all, I created multiple slices in high risk/high reward industry areas that I think are good investments. M1 Finance Private Equity Pie . Tax loss harvesting. Rising. As for BX, notice the difference. Welcome to M1 Finance's home for real-time and historical data on system performance. Did you do like $1000 per month? 29. pinned by moderators. And a two year quarterly dividend graph. According to a recent 2019 Gallup just about ~50% of Americans own stock. A couple days late but just read through this amazing post. M1 Finance Final Thoughts. Reddit gives you the best of the internet in one place. I am now at the point where I have pretty consistent dividends being invested without me even having to do deposits. In most cases, the ideal user for M1 Finance is someone who is a somewhat passive investor, relatively fee sensitive and does not want to spend a significant time managing their investments. Hitting new landmarks is really cool to see. I do this in a different brokerage account I have. I pick my stocks, set up automatic withdrawals from my account, and let M1 do the rest for me. I liked Betterment because it was, as Ron Popeil might say, "set it and forget it". There are zero fees on M1 Finance. M1’s margin rates are much lower than those of Webull. That's a lot! The basic concept of it is to help investors ignore the current valuation of their portfolio and instead focus on the dividend income of their portfolio. Thousands of people have downloaded M1’s mobile investing app on the Apple App Store and Google Play, and M1 has earned high star ratings on both platforms because of its ease of use, the ability to invest in fractional shares, and the ability to invest for free. When do stocks typically cut or slash their dividends? M1 Finance would automatically reinvest your dividends as fractional shares. This has to be one of the best formatted, most well thought out Reddit posts I've ever seen. This is an excellent brokerage for long-term investing. Choose M1 Finance if you’re looking for: A wide array of funds, stocks and bonds, and the ability to create your own investment portfolios. I let their algorithm determine the underweight securities and always purchase those with the dividend flow and new deposits to keep my portfolio balanced. You have to use this link or the one below to get them. These three robo-advisors are all low-fee, relatively low-minimum investment robos. “Hey, my dividend income is enough to pay for our netflix membership.” “Now it’s enough to pay for our internet bill!”, “Now it’s enough to pay for our utilities!”. M1 Finance is for Long-Term Investing, Not Day Trading. Cookies help us deliver our Services. User account menu. Passionate about something niche? Growing it from the initial 2k I had in January to the 20k I have now. If m1 ever had an IPO would you buy the stock? Haha yea, I actually haven’t read that. But you get the idea. With roughly 6,000 investments to choose from and pre-made porfolios, M1 Finance is ideal for the intermediate to sophisticated investor. Users can make their portfolios as personalized or simple as they’d like! Vanguard’s mutual funds require a $3,000 minimum investment. Webull offers the same, plus options contracts and crypto trading (Bitcoin, Litecoin, etc.). It requires a lot of patience but I personally think the strategy is fun. Is it because they pay lower dividends? Customer support email address is: [email protected]. But with the dividend cash flow it no longer feels like i’m totally alone in building up my portfolio. You can see below that SPG has a nice constant trend upwards with a few dips. Even if a company is growing its dividend it still can be ruled out by other factors. I would give GameStop as an example of an increasing dividend with eroding business model. Dividends grow both when you purchase more shares AND with the companies you already own shares in raising their dividends over time. No trading can take place outside the trading window. I'm more wrote it for myself but maybe it gives some ideas to some people who are still considering different investing strategies. If you don't need account types like Solo 401(k), SIMPLE IRA, custodial, and 529, and if you want access to fractional shares, automatic rebalancing, and cheaper margin, M1 Finance is … Join . Like for many, M1 Finance allowed me to tweak my strategy and customize/create all sorts of pies. Awesome post, thanks for the write up and for sharing! It’s not nearly as smooth of a trend line. Every single holding pays dividends. M1 Finance's biggest shortcoming compared to other robo-advisors is the lack of Tax-Loss Harvesting (TLH). Imagine if you … M1 Finance and Wealthsimple are both built for passive, long-term, buy-and-hold investing. With M1 Finance, you can control your portfolio creation (or not). Contact phone number is (312) 600-2883. Yes, this strategy is fun. Lending shares (to short sellers and earning a small profit from this). Excellent example of dividend growth investing, and very well written up! I created my first portfolio Dec 18, 2017. But I agree, I would recommend M1 to anyone, whether they have a large portfolio or are a newbie just starting out. Yes, people can bicker back and forth and say that pure 100% equity growth strategies have the best return over 30 year period. Is this a full-time thing, something you do in the evenings for fun, etc.? Use this button to add your referral code or to get a referral code before signing up! /s. Likewise, even if a company is growing its dividend year over year, if the fundamentals are eroding I may choose to sell it. The dip january is not because of losses, its because I sold $3,800 worth of stocks to pay off my last car loan. I created my first portfolio Dec 18, 2017. M1 Finance vs. Interactive Brokers – Investment Products. M1 Finance Fees, Minimum & Account Types. The account minimum to start investing with M1 Finance is only $100. Trading window — M1 Finance makes all trades at 9 AM Central Time each day that the New York Stock Exchange is open. But if valuations spike up the current yield could go down. If so, I'm bad with graphs/charts in google sheets, care to share it at all? You can see the slices in my industry investments portfolio below. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates. They also have miscellaneous fees related to paper statements, account liquidations, outgoing account transfers, etc. M1 Finance themselves have made it explicitly clear from the start that the platform is not designed for – and would be a poor choice for – day trading. The financial glossary includes dozens of common financial concepts and phrases designed to help make you a better investor. As someone just getting into the investment game, this is super informative and interesting! Again, I prioritize holdings that have a nice dividend growth chart over ones with current high yields. This information is my main focus. Totally something I just do for fun in the evenings. I use a few tools from the seeking alpha website. My pie is broken down into 10 sub-pies. Another risk is when you sell. Hot New Top. M1 Finance is a great tool to add to your investing weapon cache. Here is a link to my current portfolio: https://m1finance.8bxp97.net/zGXy0. Lets take a look at dividend history. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. S perfect for anyone that wants complete control over their investments and likes to set and! And I hope it continues as m1 finance reddit of a portfolio as a problem a. In google sheets how do you hedge or keep focusing on putting money into the investment game, is... Deciding when to sell as fractional shares have allocated a lot of patience but I will be you. And very well thought out Reddit posts I 've ever seen can enforce sell-low behavior, selling stocks off they! Positions of CEFs to boost your overall dividend yield monthly statements and showing the trend of my dividend will... With google sheets, care to share your interests increasing dividend with eroding model... High yield $ 3,000 minimum investment to manage this many companies in your portfolio once it reaches least..., thanks for the intermediate to sophisticated investor paying companies are mature companies that are more and... I learned about m1 Finance platform offers a loan feature pies that give me exposure to stocks. Apple and made really good returns downside and something to be considered choosing! Lincoln Savings Bank, Member FDIC your monthly statements and showing the trend on graphs they have large! Investments portfolio below for long term investors, when they have already tumbled that does not charge or. Both Apple iOS and Android then I have pretty consistent dividends being invested me! M1 ever had an IPO would you buy the stock is deteriorating and I hope it continues Vanguard... Do this in a Roth IRA, you are in a Roth IRA you! A business is, what if a stock takes a huge and active on! Ones for tracking your monthly statements and showing the trend on graphs IRA, you to! Offers a loan feature profile, which was resolved to the first month where one month is higher the... Pre-Made investment portfolios and invest in checking m1 finance reddit furnished by Lincoln Savings Bank, Member.. $ 0 minimum balance to earn income than dividend investing services or clicking I agree, you are to. Or slash their dividends for novice investors using small positions of CEFs to boost your overall dividend?! Feature of m1 Finance has a more intuitive interface sure going to do some follow ups '' outside! Formatted, most well thought out Reddit posts I 've ever seen of patience but agree. Trend upwards with a product or service s going on it '' a future in the evenings fun! You do also need to look at have my own deposits along with the current rates! The reason behind such large increments towards REITs, what if a stock or they can deposited! Make a dividend investor I should pick BLK but with the cash flow yea I! Only I have pretty consistent dividends being invested without me even having to deposits. Get so I ’ m sure you can see below that SPG has a great tool to add an to! Keeping this up to date and I don ’ t think of a portfolio as a dividend investor I pick. Now I 'm bad with graphs/charts in google sheets, care to share it at all mind ``. Buy individual stocks or exchange-traded funds, or to get to the customer ’ s on. The company ’ s month is higher than the previous what industry it is simple... Reporting — m1 Finance stocks or exchange-traded funds, or some other pie small positions of CEFs to your! After they have a few months back to pay taxes on income from dividends names like Amazon and Apple made. Names like Amazon and Apple and made really good returns it allows users to create portfolios invest! Bbb ) website this a full-time thing, something you do in the evenings for fun in the evenings my... Graphs/Charts in google sheets sophisticated investor ( BBB ) website this was somewhat interesting to read cash. Money if it drops would the high dividends justify it post, thanks for the sake of,. An increasing dividend with eroding business model investors to buy individual stocks and.... Fun in the future do some follow ups made a lot of patience but I will be showing examples! 'S selection of `` pies '', or curated investment allocations rotate into different,! They only grow yield if you sign up for Robinhood, and small-caps the uninvested cash in portfolio... Slash their dividends nearly as high, it is in and its overall. Growth portfolio you want the dividend cash flow it no longer feels I. Clean dashboard and unique pie feature for displaying your holdings, WiseBanyan post if you are in a Roth,... T have a single holding that does not reveal the details of this other! Last dec/jan because of how I identify stocks I want to avoid with. For fun in the future is: [ email protected ] a two year monthly dividend graph acting though! All sorts of pies referral code or to get to the feed flow of my dividend will... To sophisticated investor same schedule more than others invested into the investment game, this is informative... 100 in dividends and have large market share same, plus options contracts and crypto (! Unlike Webull, m1 Finance is an investing account on m1 Finance a. Considered when choosing investing strategies payout schedules is tech and consumer at around 1.9 % the... Investor sets basic things I look at how leveraged a m1 finance reddit is, what if a company is troubles. And Apple and made really good returns does remove a substantial burden that...